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Goloans.ca Terms of Service
1. Introduction
Goloans.ca is committed to protecting your privacy and complying with federal and provincial laws regarding personal information protection, including the Privacy Act, the Electronic Documents Act, and the Personal Information Protection Act. This Terms of Service describes how Goloans.ca collects, uses, discloses, and protects client personal information in connection with the provision of its lending and related services. Goloans.ca’s information-handling practices are intended to be consistent with applicable privacy and communications laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA), and applicable messaging requirements such as A2P and 10DLC.
2. Collection of Personal Information
Goloans.ca collects personal information directly from clients through interactive forms, loan applications, and online interactions. Information may also be obtained from third parties with client consent. By submitting an application, clients consent to the collection and use of their information, including:
• Name, postal address, and contact details
• Email address
• Date of birth and gender
• Marital status
• Social insurance, health insurance, and driver’s license numbers
• Employment and salary details
• Employer information
• Financial information (assets, liabilities, bank statements)
• Personal references
• Computer-related information such as IP address, operating system, and browsing behavior
3. Purpose of Information Collection
Goloans.ca collects personal information for the following purposes:
• Evaluating loan eligibility and affordability
• Processing loan applications
• Managing client accounts
• Conducting due diligence, fraud prevention, and risk assessment
• Ensuring regulatory compliance
• Monitoring, validating, and improving underwriting and risk-assessment processes
• Sending promotional and transactional communications
4. SMS Communications & A2P/10DLC Compliance
• SMS messages are sent only to clients who opt in.
• Clients may unsubscribe at any time by replying “STOP.”
• Standard message and data rates may apply.
• Client information is not sold or shared for marketing purposes.
• Messages adhere to A2P and 10DLC guidelines to prevent spam and ensure compliance.
5. Use and Disclosure of Personal Information
Goloans.ca may share client information with authorized parties for the purposes of:
• Loan processing (financial institutions, loan brokers, credit agencies, fraud and risk technology providers)
• Debt collection (agencies, legal representatives)
• Regulatory compliance (government authorities, legal obligations)
• Business operations (marketing, administration, information technology providers, underwriting support, risk assessment services, and model monitoring services)
• Debt Consolidation
• Credit-Rebuilding Companies
6. Data Security and Retention
Goloans.ca implements industry-standard security measures to protect personal information against unauthorized access, alteration, or misuse. Personal data is retained only as long as necessary for legal, regulatory, audit, fraud-prevention, and contractual obligations.
7. Client Rights
Clients have the right to:
• Access their personal information
• Request modifications or corrections
• Withdraw consent for data collection and marketing communications
• Request data deletion where legally permissible
8. Updates to this Policy
Goloans.ca reserves the right to update this policy as needed. Changes will be posted on the company’s website. Continued use of services implies acceptance of the revised policy.
9. Contact Information
For questions regarding this policy or to exercise your rights, please contact:
Go loans Management
Chief Operations Officer
(1-866-478-4119)
About GoLoans.ca:
GoLoans.ca is one of the most popular alternatives to payday lending. It’s an online installment loan company in Canada. We strive to approve loan requests in about an hour.
Address: 555-21, 10405 Jasper Ave, Edmonton, AB T5J 3S2, Canada.
Phone: +1(866)-478-4199
GoLoans.ca is one of the most popular alternatives to payday lending. It’s an online installment loan company in Canada. We strive to approve loan requests in about an hour.
Address: 555-21, 10405 Jasper Ave, Edmonton, AB T5J 3S2, Canada.
Phone: +1(866)-478-4199
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