Privacy Policy of goloans.ca
GoLoans.ca (“GoLoans”, “we”, “our”, or “us”) is committed to respecting and protecting your[ÉL1.1] privacy and the confidentiality of the Personal Information we collect about you and that you entrust to us. The purpose of this Privacy Policy (the “Policy”) is to explain how GoLoans.ca and our application available at https://goloans.ca (collectively, the “Application”) collects some Personal Information from its Users, as well as how and for what purposes we collect, use, share or otherwise process your Personal Information and how we safeguard the confidentiality of your Personal Information, whenever you use the Application or otherwise interact with us.
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Contact Us
If you have any questions or complaints about how we handle your Personal Information, please contact our Privacy Officer at the following address: Address : 2143344 ALBERTA INC., 555-21 10405 JASPER AVE, EDMONTON, ALBERTA, T5J 3S2
Email: security@goloans.ca
Types of Personal Information Collected
We limit the collection of Personal Information to what is necessary to fulfill the purposes identified in this Policy.
We may collect the following types of Personal Information through the Application[ÉL5.1]:
• Identifiers and demographic information: first name; last name; gender; date of birth; phone number; company name; profession; address; fax number; country; state; province; email address; ZIP/Postal code; username; password; Social Insurance number (SIN); city; picture; workplace;
• Usage Data: Cookies; Usage Data; unique device identifiers for advertising (Google Advertiser ID or IDFA, for example); geographic position, the IP addresses or domain names of the computers utilized by the Users who use this Application, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilized to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server’s answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilized by the User, the various time details per visit (e.g., the time spent on each page within the Application) and the details about the path followed within the Application with special reference to the sequence of pages visited, and other parameters about the device operating system and/or the User’s IT environment, and other information collected automatically through this Application.
• Any other information you provide to us: such as when you contact us by email or on the phone.
Means of Collection of Personal Information
Personal Information may be freely provided by the User, or, in case of Usage Data, collected automatically when using this Application. In certain circumstances, we may receive Personal Information from third parties, including when you provided your consent for credit checks and credentials verification.
Unless specified otherwise, all Personal Information requested by the Application is mandatory and failure to provide this Information may make it impossible for the Application to provide its services. In cases where this Application specifically states that some Information is not mandatory, Users are free not to communicate this Information without consequences to the availability or the functioning of the Service. Users who are uncertain about which Personal Information is mandatory are welcome to contact us.
Users are responsible for any third-party Personal Information obtained, published or shared through this Application.
Any use of Cookies – or of other tracking tools — by the Application or by the owners of third-party services used by the Application serves the purpose of providing the Service required by the User, in addition to any other purposes described in the present document and in the Cookie Policy.
Methods; Retention and International Transfer of Personal Information
Methods of processing
GoLoans takes appropriate security measures to prevent loss, unauthorized access, disclosure, modification, or destruction of Personal Information. Depending on the volume and sensitivity of the information, the purposes for which it is used and the format in which it is stored, we implement a combination of measures to protect your personal information.
International Transfer and Processing of Personal Information
GoLoans is based in Canada. Depending on the User’s location, data transfers may involve transferring the User’s Information to a country or province other than their own.
Personal Information may be processed, stored, or accessed by service providers in jurisdictions outside of Canada, including the United States and the Philippines, where data protection laws may differ from those in the User’s home jurisdiction, and where Personal Information may be subjected to the law of this foreign jurisdiction, including any law permitting or requiring disclosure of the information to the government, government agencies, courts and law enforcement in that jurisdiction.
Retention time
Unless specified otherwise in this document, Personal Information shall be processed and stored for as long as required by the purpose they have been collected for, and for as long as necessary to respond to your inquiry, to manage our business operations, and to comply with our legal and regulatory obligations. Once no longer required, your personal information will be securely destroyed or anonymized in accordance with legal requirements..
The GoLoans may be allowed to retain Personal Information for a longer period whenever the User has given consent to such processing, as long as such consent is not withdrawn. Furthermore, the GoLoans may be obliged to retain Personal Information for a longer period whenever required to fulfil a legal obligation or upon order of an authority. Once the retention period expires, Personal Information shall be deleted.
Disclosure of Personal Information
In addition to GoLoans, in some cases, Personal Information may be accessible to certain types of persons, in order to achieve the purposes set out in this section:
• Affiliates. We may share your personal information with GoLoans affiliates for the purposes described in this Policy. For example, administration, sales, marketing, legal, system administration
• Service providers. We hire companies and individuals to perform certain tasks on our behalf and/or to provide us with services. These service providers may fall into different categories such as third-party technical service providers, mail carriers, hosting providers, IT companies, communications agencies, accounting, financial, tax, marketing (including digital) and legal consulting, customer service, IT or software solutions. These service providers have access to the personal information necessary to fulfill their duties, but may not use this information for any other purpose. The updated list of these parties may be requested from GoLoansat any time.
• Protecting the interests of GoLoans and third parties. We may disclose Personal Information when we believe it is appropriate for the purposes of complying with the law, enforcing our agreements, or protecting the rights, title deeds or safety of GoLoans, its clients or other parties.
• Commercial transactions. We may disclose and transfer Personal Information in connection with a reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any part of our business, assets or shares (including in connection with bankruptcy or similar proceedings), but only to the extent that your Personal Information is necessary for such transactions, in which case we will comply with applicable legal requirements.
• Other situations. We may share your Personal Information in other situations, in which case we will inform you of such practices and obtain your prior consent (or as required or permitted by law).
The Purposes of Processing
The Information concerning the User is collected for the following purposes or otherwise, with your consent or as permitted or required by law:
• To allow the GoLoans to provide its Service,
• Some of these services may also enable the sending of timed messages to the User, such as emails containing invoices or notifications concerning the payment.
• To comply with its legal obligations, respond to enforcement requests, protect its rights and interests (or those of its Users or third parties),
• To manage our business activities, for example, to improve our business strategies or to detect any malicious or fraudulent activity (or other illegal activities), and ensure the security of our IT systems.
• For contacting the User, Registration and authentication, Access to third party services’ accounts, Managing contacts and sending messages,
• For improving and optimizing the Application and provide you with access to third-party platform : Analytics, Interaction with external social networks and platforms, Remarketing and behavioral targeting, Advertising[ÉL9.1], Tag Management, Content commenting, Content performance and features testing (A/B testing), Displaying content from external platforms, Handling payments, Infrastructure monitoring, Location-based interactions, Managing landing and invitation pages, Managing support and contact requests, Social features and User database management.
Cookies and Similar Technologies
We may collect certain types of information electronically through your contact with our Application using technologies (either our own or third party technologies) such as Trackers.
As part of the Application, we use the following Trackers:
• Strictly Necessary: These Trackers are necessary for the Application to function and cannot be switched off in our systems.
• Functional: These Trackers are used to recognize and remember Users’ preferences. For example, functionality cookies may use information, such as language preferences. We use the information collected to adapt our Application to the preferences of the user concerned.
• Analytical: These Trackers are used to understand how Users interact with the Application. These Trackers help provide information on metrics such as the number of visitors, bounce rate, traffic source. We use such information to compile statistics about the consultation and use of our Application, and about our electronic communications (such as our newsletters), in order to improve them.
We use Google Analytics to analyze Users’ use of our Application, generate reports for us on the activities of visitors to our Application, and provide other services related to the use of our Application. This information is not transmitted to us in a form that can identify Users. If Users would like to opt out of Google’s ad settings, they can go to www.google.com/ settings/ads or use the Google opt out browser add-on located at https://tools.google.com/dlpage/gaoptout.
Users can remove or disable Trackers and some of these technologies listed above at any time through their browser and our cookie banner. However, if Users do so, they may not be able to use certain features of our Application.
The Rights of Users
Users may exercise certain rights regarding their Information processed by the GoLoans.
In particular, Users have the right to do the following, to the extent permitted by law:
● Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their Personal Information,. subject to legal or contractual restrictions. Withdrawal of consent may affect the provision of the services Users receive or would like to receive, as the continued use and disclosure of their personal information may be necessary to make the service available to them. In some circumstances, legal requirements may prevent Users from withdrawing their consent.
● Access their Information. Users have the right to obtain disclosure regarding certain aspects of the processing and obtain a copy of the Information undergoing processing.
● Verify and seek rectification. Users have the right to verify the accuracy of their Information and ask for it to be updated or corrected.
How to exercise these rights
Any requests to exercise User rights can be directed to the GoLoans through the contact details provided in this document.
Changes to this Policy
The GoLoans reserves the right to make changes to this privacy policy at any time by notifying its Users on this page and possibly within this Application and/or – as far as technically and legally feasible – sending a notice to Users via any contact information available to the GoLoans. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom.
Date last modified: March 7, 2026
Should the changes affect processing activities performed on the basis of the User’s consent, the GoLoans shall collect new consent from the User, where required.
Definitions and legal references
Personal Information (or Information)
Any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.
User
The individual using this Application who, unless otherwise specified, coincides with the Data Subject.
Data Subject
The natural person to whom the Personal Data refers.
Service
The service provided by this Application as described in the relative terms (if available) and on this site/application.
Cookie
Cookies are Trackers consisting of small sets of data stored in the User’s browser.
Tracker
Tracker indicates any technology – e.g Cookies, unique identifiers, web beacons, embedded scripts, e-tags and fingerprinting – that enables the tracking of Users, for example by accessing or storing information on the User’s device.
GoLoans.ca is one of the most popular alternatives to payday lending. It’s an online installment loan company in Canada. We strive to approve loan requests in about an hour.
Address: 555-21, 10405 Jasper Ave, Edmonton, AB T5J 3S2, Canada.
Phone: +1(866)-478-4199
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