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Vancouver Payday Loans

Vancouver Payday Loans

Do you know that Vancouver is one of the most expensive cities in the world?

The high cost of living makes people look for the best loan options in Vancouver. Well, there are payday loans in Vancouver that provide residents with the opportunity to borrow up to $1500 fast.

No doubt, Vancouver is such an amazing place. Don’t you think so?

No wonder almost everyone wants to stay or at least visit Vancouver. The sight of nature and the general pleasant ambience sure worths it.

Vancouver is such a beautiful place to live in, but the cost of living there can really put some weight on your pocket.

The weight can be heavier when unexpected expenses pop up and when another life event that can totally dry up your savings just shows up.

These kinds of situations may put a strain on your finances. Sadly, this is what many people face.

When these kinds of situations happen, people tend to ask this question:

Where can I get cash to meet my needs fast?

How to get cash fast

When you are faced with a challenging situation, you would want to get the solution to your challenge fast right?

This is the kind of solution that payday loans give to people that are in dire need of cash. Although many people may not be used to payday loans in Vancouver, but that may be the easiest place they can turn to to get cash quick.

People are usually concerned about getting a payday loan in Vancouver for different reasons. In this article, I will talk about some concerns that you may have about payday loans in Vancouver and what it is all about.

What is Vancouver Payday Loans All About?

In case you are not aware, Vancouver is a city in Canada.

That said, Payday loans are one of the fastest ways for people in Canada to get cash fast.

Payday loans are structured in a way that allows people to patch up with their finances during dry times.

What is Vancouver Payday Loans?

Vancouver payday loan is a payday loan opportunity that is only available to residents in Canada, especially people in Vancouver.

Only residents in Vancouver, Canada are eligible to apply for Vancouver loans. Even though this loan is specifically for Vancouver residents, that does not mean automatic access.

To get access to this loan, you have to be qualified.

What Qualifies You for Vancouver Payday Loans

If you want to get access to the Vancouver payday loans, there are some basic things that you need to have to get qualified for Vancouver payday loans.

Let us take a look at the eligibility for Vancouver payday loans:

A. You must be a salaried worker.

B. The details of your employment must be supported by a pay stub.

C. You must provide details about your current bank details because most times the money is sent to your bank account.

D. You must have a reliable checking account that allows for direct deposit of salary.

E. You must be up to 19 years and above.

F. You must be a resident of any province of Canada where the funds will be disbursed.

How Does the Application for Vancouver Payday Loan Work?

Vancouver payday loan application

Before you apply for the Vancouver payday loan, make sure you meet the requirement. You must be a resident of Canada to apply for the Vancouver payday loan.

If you are a resident of Canada, you can go ahead to check the eligibility for Vancouver loans in the previous section.

In this section, I will walk you through how the Vancouver payday loan application works:

Step 1

Go through the eligibility criteria in the previous section to find out if you are qualified for loans in Vancouver.

Step 2

Click here to get access to the Vancouver payday loan application form.

Step 3

Fill out the application form with the right details like; your account details, place of employment, and other details.

Step 4

Wait for your application to be processed. This usually doesn’t take long, you should be able to complete the process and get the money disbursed to your account in a few hours.

One of the advantages that Vancouver’s payday loan has over the regular payday loans that you are used to is SPEED

If you get terrified at the thought of having to wait long hours in queues in storefronts, then applying for a Vancouver payday loan is your best option.

The application process is pretty easy and can be completed in just a few minutes online.

Why go for Vancouver Payday Loans?

If you have some sort of reservations about payday loans, then you should definitely try applying for the Vancouver payday loan.


Asides from the fact that the process works fast, there are also other reasons why the Vancouver payday loan can be your best option.

Why do I think so?

A. Payday loans Vancouver is structured in such a way that there are systems put in place to prevent fraudulence. With this kind of system in place, you are sure that the whole platform, as well as your details, are protected.

B. Confidentiality is also a priority. This means that the system is built in a way that protects your personal information when it comes to processing confidential materials.

So, you don’t have to be scared about your information getting into the hands of unauthorized persons and establishments.

C. Your credit status does not matter. When it comes to getting loans from the bank or other financiers, your credit status is a big factor that will determine whether or not you get the loan.

With Vancouver payday loans, it does not matter whether you have good or bad credit. The application process works pretty fast regardless of your credit status.

All you have to do is:

I. Go online.

ii. Get the application forms.

iii. Look through the form to note the requirements and then answer the questions in a few words. It is quick and easy.

If you are a Vancouver resident, then this is a great loan payday loan option for you.

Challenges that You May Encounter When Applying For Vancouver Payday Loans

In the previous sections in this article, we have talked about what the Vancouver payday loan is all about, how it works, why you should try it, etc.

No doubt, the Vancouver payday loan can be a great loan option for you if you reside in Vancouver. Nonthelessless, you may encounter some challenges while applying for the Vancouver payday loans.

Challenges like:

A. Specified maximum loan amount. This means that you can not get over $1500 dollar even if you need more than that to respond to your emergency.

B. You would likely not get approved for the loan if you are not a salaried worker. This simply means that you may not be able to get the loan even if you stay in Vancouver and need to attend to a pressing need.

C. You will not be able to apply for the loan if you are more than 19 years.

Frequently Asked Questions about Payday Loans in Vancouver

If you are looking to apply for a payday loan in Vancouver, then I am quite sure that you would have tons of questions before you make your decision.

In this section, I will be answering some frequently asked questions about payday loans in Vancouver.

A. Can I get a bad credit payday loan in Vancouver?

Yes, you can.

Payday loans are usually scored on your ability to pay in the short term. That is why it is important for you to be a salaried worker. This way, there is an assurance that you can meet up with payments in a short term.

B. What is the maximum amount of money I can borrow in Vancouver?

If it is your first loan, you can borrow up to $500, but no more than 50% of your net income. For example, if you earn $2000, per paycheque your maximum loan amount would be $1000.

C. What do I need to get qualified for a payday loan in Vancouver?

To get approved for a payday loan in Vancouver, you must:

  1. Have Valid proof of income. In some cases, you may be asked for your last three monthly pay stubs, if you don’t get paid by direct deposit.
  2. Be of legal age, which is 19 or older in Vancouver.
  3. A bank account with online access is used to submit your recent banking history.

D. Is a payday loan secured or unsecured?

A payday is considered an unsecured loan because the borrower is not putting anything up as collateral. (e.g house, down payment, etc.).

Vancouver is a great place to live, hope you remembered that it is equally a very expensive place too. You may buy a bottle of drink for $12 plus spend more when you want to do all the fun stuff.

That is why we offer quick and easy payday loans which will help you deal with the price tag of doing all the fun stuff you have been wanting to do.

Posted by GoLoans in Loan

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Great Things have happened in the goloans 1.2 launch JUST FOR YOU!!

Over the past months, we have done nothing but think of how we can make our product and service better for you.

We realized the challenges that YOU—as our customers—are facing, and now, we have developed ways how we can help you with them.

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Posted by GoLoans in Loan
How To Get Approved For A Loan

How To Get Approved For A Loan

Have you been trying to get a loan for yourself Keep getting denied or are confused about the process? We lay down every detail you would need to get an approval for your loan,

Requirements to apply for a Goloan (this is what our underwriters look for)

  1. Be at least 18 years old.

2. Employed for at least three months with a monthly income of at least $1600, received by direct deposit from your employer.

3. No non-sufficient fund or stop payment transactions on the bank statement within the last 90 days.

4. Have a Canadian bank account (active for at least 5 months) in which you are paid by direct deposit from your employer. For PC-Financial bank accounts kindly use Flinks-IBV. We do not accept Koho.

5. Not be considering bankruptcy or entering into a consumer proposal.
Be a Canadian citizen residing in Ontario, Newfoundland, Labrador, New Brunswick, Prince Edward Island, British Columbia, or Alberta.
6. Have a low short-term debt ratio (minimal other active short-term or payday loans).

Goloans is one of the top companies offering loans. We have made the process easier and faster for you by using a third-party Instant Banking verification (Flinks & Inverite) to ensure the security of your financial data and by eliminating the use of paper documents. All you have to do is:

If Inverite supports your bank account:

A. Access bank account through Inverite ( it will show up after you send application & has military grade security)-
B. A valid photo ID

If Inverite does not support your bank account, here is a list of documents required for loan processing:

  1. Latest 3 months bank statements in PDF format.

2. A valid photo ID

3. A Void cheque

4. Latest 3 months pay

5. A proof of residence (can be electricity bills, phone bills, or even the lease agreement.)

It is mandatory and advisable for individuals looking forward to getting their loan processed as soon as possible, to have and send all the documents mentioned above ready with them to avoid any delays.

Quick Tips

Here are five quick tips to get the loan as quickly as possible:

  1. Get your credit score checked beforehand.
  1. Make sure that you do not apply for a loan with multiple lenders, as this may be unfavourable for you, Goloans has a very fast response time, be patient.

3. Take proper consideration of your debt-to-income ratio before applying for a loan.

4. Choose the loan amount that best fits your repayment capacity.

5. if you feel that you meet these requirements: submit your application here: <apply for a loan now>

6. please note, that you can apply for a loan every 30 days!

Posted by GoLoans in Loan
Top 5 Things To Consider Before Taking A Personal Loan

Top 5 Things To Consider Before Taking A Personal Loan

Have you been considering taking a personal loan but are still confused if that’s worth it? Here are the top 5 things that you can consider before taking a loan for individual needs:

  1. Maintain good credit:Before a bank or a financial organization approves a loan, the first thing it checks is your credit score. This is a compilation of the payments and debts of the previous loans or credit card payments that have been done in the past. Unpaid loans or defaulters in the loan payment reduces the credit score to a great extent. So before you even think of getting a loan, contact the credit score checked so that you can proceed with easy loans Canada by completing the other formalities.
  2. Check and compare the rate of interest: Like every other market, even the banks have pretty tough competition in providing the loans. This competition leads to different interest rates for the loans. It is always a good idea to check at interest rates off of the latest few banks before you finally decide which one to go with because this matters a lot while repaying the loan.
  3. Check all other related costs: Most of the time sits not only about the interest. Many additional related charges depend on the bank. As the rate of interest , it is advisable to list all the associated costs that need to be paid for a particular bank before the loans, during the term, and at the time of repayment.
  4. Finalize the amount: Depending upon the needs, finalize the amount you want for yourself to get things sorted. It is always suggested not to go beyond the required amount as you are the one who has to repay it.
  5. Check for your ability to pay: This is infact one of the most crucial aspect that needs to be considered. Apart from all the formalities and finally approved loans, there comes a time when you have to start repaying them. Check for your ability, depending upon your earnings, whether you will be able to repay the loan amount you are considering to borrow or not.

If you are looking for an easy loan in Canada, all you need to do is visit and get in touch with a professionals who can guide you further with the requirements. It’s easier then you think. Relax knowing it’s only a two minute application form.

Posted by GoLoans in personal loan