Cash installment loans in Canada sent electronically as fast as today!  Apply Now.

icon 5d

How Much Cash Would you like?

Amount: Text

Available Pay frequencies?

Pay Frequency: Text




secure new

Your funds received in record time to these banks

TD Bank
ATB Financial Logo
Scotibank logo
Bank logo

* 32% APR, Repay in 91 -120 days+ more time if needed. Non-qualifiers may need a surety to comply, amounts listed on contract.


Apply and Qualify for a Installment Loan Online

Do you need to cover unforeseen expenses immediately? No matter what your current disruption is, qualifying for installment loans can be a lifesaver for many reasons.

An emergency may suddenly. GoLoans will help you get an installment loan in Canada easily! Apply for the best short-term financial solution today.

What is the difference between GoLoans™ and installment loans?

  • GoLoans are designed to repair your credit
  • GoLoans are one of the fastest ways to repair your credit after you complete one successful online installment loan
  • GoLoans do not require and collateral, instead you get a surety that gives the lender confidence that you will repay
  • GoLoans can be approved and delivered within 1 hour with express delivery
  • GoLoans can be paid off as fast you want, or we can extend payment terms with no impact on your credit score
  • GoLoans are the last step you need to take before prime lenders will give you low interest auto, home, travel etc. loans
  • Unlike PAYDAY LOANS GoLoans can be paid back over 3-4 months or more if your situation requires it

Fast, Safe and Easy Loans with flexible payments

Borrow money online is Quicker, Easier, & Safer Than Ever

Fast, Safe and Easy Loans with flexible payments: 3,6 or 12 installments

Thanks to Our Flexible Payment Schedule, We Are The Substitute of traditional loans. We Cater to Your Needs. We Adapt our Repayment Schedule to Your Pay Frequency so loan repayment is easy and worry free!

The best way to borrow money in Canada 

Unlike other Installment loan companies, Goloans Fees Are Disclosed Up-Front.

Finance and Money

91.7% of Customers receive a loan request answer the same day when you apply during business hours

Finance and money svg image

Fill out the super-secure form and wait for your money after approval

Finance and Money 90

Same day deposit via Interac or Electronic Bank transfer

Finance and money

Learn to increase your credit rating starting the second loan so you get better rates On vehicles,houses and vacation loans.

What Do Online loans really mean?

Goloans™ \ are unsecured and backed by a third-party bond. The option is often considered a solution for urgent money. Once you realize you are experiencing temporary trouble, there is no time to waste. Act fast, so you can get this money fast and resolve your situation. Unlike problematic payday loans, you can pay back under your terms!


While family and friends can’t always provide quick help, and traditional lending institutions have strict and tedious requirements, e-transfer payday loans are often thought of as guaranteed money help right away.

There are two types of lending institutions in Canada – Brick and Mortar stores and online companies. The first option is more time-consuming as you will need to take some time and search for the nearest store in your area, walk there and wait in the queue to just receive some loan information. At the same time, email money transfer from online companies takes minimum time as long as it helps to avoid stress and hassle. It can happen in as fast as 2.5 hours on business hours until the money appears in your account!

According to the FCAC's research among the customers with savings exceeding $1,500, only 45% responded they would use their saved funds to cover unexpected expenses. The reason is people often choose high-interest credit if their savings are reserved for another use. The same research shows that 37% of respondents proved to take out 2 to 5 payday loans in the last 3 years, while 23% took out 6+ loans. It’s socially acceptable to do this. It could help you or this could help your family and friends. Get the easiest access:

So, while physical lending stores in Canada close their doors at a certain time of the day and don’t work over the public holidays and/or weekend, GoLoans is a perfect place where you can easily apply for installment loans online 24/7 from your computer or smartphone, increase your credit score and get fair repayment terms.

Experience an immediate cash need? Should you get stuck with unforeseen expenses while you need cash before payroll? No matter what your current disruption is, qualifying for Goloans can be a lifesaver for many reasons.

An emergency may happen all of a sudden. GoLoans will help you get a loan in Canada easily! Apply for the best short-term financial solution today!

How 24/7 Online Installment Loans Work

Do you agree that time is essential and you can’t simply waste it? Turning to the local banks may spread into several weeks of tedious waiting, while there are no options for unemployed, people receiving welfare, or Canadians living on benefits. Moreover, traditional lenders won’t agree on bad credit loans, so you might be left with nothing.

If you need an instant loan, you need to know that the money is typically sent within 24-48 hours upon the application approval.


The applicants are instantly directed to the lender once the form is filed through the site. The primary points to qualify for quick loans are:

  • Steady income source
  • Valid bank account
  • Legal citizenship
  • Age of Majority
  • Verifiable identity
  • Employment check

Keep in mind that the mentioned demands are regulated by Canadian law. This data is necessary to proceed with the cash transfer and secure the transaction of fast loans.

TickWhy waste your time and effort instead of simply acquiring a quick and easy installment loan?

Employment verification is required to secure the agreement and convince the lender that you are able to return the funds on time. Your indirect credit rating is also likely to affect the approval process, but we have solutions for most situations!

Finance and Money

Your security come first!

At GoLoans the security of your personal information is our top priority. We have many systems in place to protect the security and privacy of your personal information. It is important for us that you know we integrate a lot of security checks and technology on everything we do. We believe that online privacy is key for the successful running of our business and to make sure your information is safe and prevent it from exploitation.

Finance and money
We use the best practice in encryption to ensure your personal information is safe.

During the process, all the information is private to keep your sensitive personal information safe. Personal information will not be used or disclosed for other purposes than those for which it was collected, except with the consent of the individual.

Finance and money
The security systems applied by surpass industry norms.

The systems are regularly tested in order to update the security mechanisms based on technologies that are in constant evolution.

Finance and money

Take Instant Control of Your Finance

We use Federal bank servers. When you feel an urgent need for extra financing to pay the bills, cover some expenses, pay for rent or utilities, or just make the ends meet until the next payday, options are limited. Many Canadians are dreaming about no credit check loans although there is hardly such an option. Every direct lender will perform a soft check (that doesn't affect the credit score) to review the payment history and creditworthiness of the client before making a decision.

Here are the main advantages of a quick wire transfer GoLoans!

Finance and Money

Fast & easy cash.

The very first benefit of online installment loan is obvious. Having access to the fastest money e-transfer that takes about 24 hours is a bonus for many Canadian consumers in many cases. Whatever type of emergency you are facing, our company will support and try to get you the fastest loan possible!

Finance and Money

Quick online application processing.

You have easy access to filing a loan request 24/7, while the system automatically directs you to the lender that is ready to issue an installment loan to you. We offer easy and quick e-transfer through our large database of lenders.

Finance and Money

Unsecured money what you need when you need.

Be certain that you will have a great online experience if you choose our company. There is no need to secure the loans as lenders don’t demand collateral.

Bridge The Gap With Fast Cash Online Loans. Financial relief when you need it!

What differentiates our service from other companies? We don’t demand to fill in lengthy papers or provide a mountain of documents to get approved for online loans in Canada. Everything is performed fast online from the comfort of your home, with the benefit of repairing your credit.

Isn’t it great to have quick access to the emergency loans that are just under your fingertips?

Moreover, every Canadian province has its own laws and regulations. Check the up-to-date information referred to your province before signing the agreement with the lender. Know your rights and obligations.

Don’t miss a chance to do away with your money disruptions straight away! Apply for a GoLoans in Canada now!


Look at the list of provinces in Canada, where our service is available:

  • Alberta, AB
  • British Columbia, BC
  • New Brunswick, NB
  • Ontario, ON
  • Newfoundland and Labrador, NL
$350 $89.50 BI-WEEKLY 3 MONTHS 16.06% $1 6+/-
YES $175 $525.46 31.99%
$500 $129.05 BI-WEEKLY 3 MONTHS 16.63% $1 6+/-
YES $250 $753.64 31.99%
$750 $145.51 BI-WEEKLY 4 MONTHS 16.06% $1 8+/-
YES $375 $1125 28.56%

Don’t waste your time!

Apply online.


I applied to GoLoans when all the nearest banks refused my applications. I was surprised by such a quick and professional service! I will recommend it to my friends. In case you need extra cash, you won't waste your time here. It works quickly!


Vancouver, BC

I never expected an online lending company to be so responsible regarding customers’ requests. They provided me with the amount I needed at the time, with no extra charges. It’s good to know you have someone to ask for money in case of an emergency.


Nova Scotia, NS

There are way too many services promising to provide you with extra money and offering suitable conditions. No worries – choose GoLoans, and you'll be on top! I am a regular customer and didn't notice any bad sides here. If you need some cash, and minimum paperwork, I'd recommend this service as the most reliable one!


Toronto, ON

You Frequently Ask & We Answer

Where can I borrow money ASAP?

Online lenders and connecting services like GoLoans specialize in providing quick help and assist Canadian consumers in getting the necessary financing in a form of an installment Loans in 24 hrs. Other traditional lending institutions have a lengthy application process that may take up to several weeks.

What is the easiest loan to get approved for?

An Installment Loan is the easiest solution to get approved for as its application process is fast and easy. Among the primary qualification requirements are legal age and citizenship, valid bank account, and stable income source. Also, the funds may be obtained as soon as the next business day.

Are there any guaranteed Installment loans?

There are no guaranteed loans! It all depends on the service provider and a certain applicant. However, we make everything possible to increase your chances of getting approved. Even clients with poor credit ratings can qualify. Make sure you check the rates and conditions.

Where can I get an online Installment loan?

How can I get a quick loan online?

If you are over 18 years old, have a stable source of income and an active bank account, you are likely to qualify for a GoLoan online in Canada. Fill in our application form and get money fast.

Annual percentage rate (APR):

The APR on the amount borrowed from the lender is always below 32% with each transaction fee of $1.00. For example, a loan of $ 500 including 3rd party surety fees or a bond (in the even you need A surety or bond) and interest will result in a reimbursement of about $ 774.


Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.

Faster reimbursement:

Pay off your loan over a period of 91 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.

Repay in 91-120 days or more:

IF you need to use a surety or bond, the cost of $500 is $250. If you have a beacon score over 700 you will not need a surety or bond.

Missed payments and credit rating:

Any missed payment will be postponed to the end of your contract, and will result in $ 45 fee for insufficient funds, as stated in the contract. This will have no impact on your credit score at our business. If you need to defer a payment, you must call 72 hours in advance; this will result in a $ 25 fee, and will be added to the end of your contract. Loans repaid properly show good will and make the renewal of your loan hassle-free.

Responsible Loan Policy:

All applications are subject to a screening process in order to ensure that the borrower has sufficient income to repay the loan. This includes but is not limited to: check that your monthly salary is sufficient to repay the loan, check to make sure you do not have an excessive amount of NSF charges in your bank account; this can interfere with your ability to pay your loan on time. If you encounter any of these criteria, your loan application will be denied.

We accept loan applications 24 hours a day:

if your application is in before 1pm MST, you could get your loan the same day.Live customer service hours Monday-Friday are 8AM - 4PM MST Saturday-Sunday 12pm-4PM.

* when application received and approved before 1130 AM MST Monday-Friday Excluding holidays

Responsible Collections:

All attempts to recover any portion of the Net Capital Balance or any additional costs permitted in law, will be done in accordance with the laws of Alberta, including the Consumer Protection Act and all associated regulations, including the Collection and Debt Repayment Practices Regulation.

Borrow responsibly:

Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance,and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.

Head office located at:

555-21, 10405 Jasper Ave Edmonton, Ab T5J 3S2.

All rights reserved © 2022